Are you your own worst enemy? The psychology of investing

Are you your own worst enemy? The psychology of investing

One of the biggest problems investors face – is themselves! Numerous academic studies prove that investors consistently underperform the investments they invest in. They face the same emotional issues as gamblers – taking too much risk when they’re winning, and...
How safe are bricks and mortar?

How safe are bricks and mortar?

Many investors only invest in bricks and mortar, believing that, regardless of what else happens, they’ve still got the property. But history tells a different story, with underwhelming price performance in real terms and many pitfalls...
What you don’t know about risk can hurt you

What you don’t know about risk can hurt you

All investments come with risk Short term government bonds are considered to represent the risk-free rate of return, although history shows the world is littered with defaulted government bonds, so all investments involve some element of risk. At the lower end of the...
How to become a champion investor—and punch above your weight

How to become a champion investor—and punch above your weight

Glenn Rushton, Executive Director of Rushton Financial Services, is also the trainer and manager of Olympian, Jeff “The Hornet” Horn, who became the WBO World Welterweight Boxing Champion by defeating 11 times world champion and Fighter of the Decade, Manny Pacquiao,...
How diversified are you … really?

How diversified are you … really?

The basic theory behind diversification is to reduce risk by not putting all your eggs in one basket. It sounds simple, but it is one of the most poorly understood areas of investing. Many people think that because they own a dozen or so shares, or a few...
If you are over 50, sequencing risk could destroy your retirement

If you are over 50, sequencing risk could destroy your retirement

“The four most dangerous words in investing are ‘This time it’s different.’” – John Templeton Unfortunately, when it comes to investing, what you don’t know can hurt you. Risk management has continually evolved over the years, and a little-known...